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Personal Injury Attorney Wilmington DE

Wed, 04 Sep 2019 21:07:48 GMT

When it comes to getting the maximum amount of compensation in your claim, a personal injury attorney in Wilmington DE, must be involved. A personal injury attorney from Stirparo Law ensures you get the compensation you deserve.

What does a personal injury attorney do?

A Stirparo Law attorney is someone who has specialized in tort law which covers civil and private wrongs such as defamation and actions of bad faith breach of contract. The aim of tort law is making the affected party whole again while disheartening others from perpetrating the same offense.

We offer advice and legal representation to private parties involved in a variety of legal disputes relating to bad faith, contracts, negligence, car and truck accidents, among many others. Our lawyers boast of lustrous careers in the field spanning 20 years each. We are proud to say all our previous clients have received the maximum compensation possible in their claims. As our client, you will receive the ideal representation to shield you from victimization by the legal system and insurance companies.

Hire a personal injury attorney

A personal injury attorney helps make you whole after the physical, mental, and financial trauma you have undergone as a result of someone else’s negligence. We take up the burden of holding those involved responsible while you focus on recuperating. We bring to the table:

Experience in claim assessment – we have a lot of experience in dealing with cases similar to yours. As such, we are able to advise you early whether your claim is worth pursuing legally, saving you the expenses and time of preparing for litigation.
No win no fees – more often than not, personal injury attorneys initially offer their services on a contingency basis. This means if you don’t win the case, you don’t have to pay the attorney fees. You, however, have to pay for expenses not directly linked to the attorney fees such as medical fees.
Personal injury cases - these are synonymous with a lot of paperwork, complicated legal processes, and confusing medical terms. With us representing you, you get to go on with your normal life as we handle all the complications and deal with all the necessary paperwork.
Investigative team – attorneys usually have their investigation teams carrying out their own investigations to cover your case’s technical aspects.

What is the advantage in having a personal injury attorney on your side?

When it comes to injury claims, hiring a personal injury attorney is borderline mandatory. While you may regret putting off this decision for too long, you will never regret going through with it. Personal injury attorneys are not only well versed in the legal process, but they can also accurately estimate the value of your claim. They are not afraid of battling the mighty insurance company on your behalf and are motivated to defend you even to the courthouse.

If you have been injured and consider someone else responsible for your plight, consider hiring a personal injury attorney in Wilmington DE. With Stirparo Law, we guarantee you a personal injury attorney who will give you the best legal representation.

Personal Injury Law Firm Wilmington DE

Wed, 04 Sep 2019 20:40:00 GMT

A personal injury law firm Wilmington de is there for you at your worst. At Stirparo Law, our goal is to help you get financial compensation for your medical treatment and make up for the wages lost due to your injuries.

What does a personal injury lawyer do for me?

A personal injury lawyer plays many roles and carries out many essential duties to ensure you have a successful case. Our primary purpose to you, however, is to:

Explain your rights - a personal injury lawyer is tasked with ensuring you understand how the accident and related legal issues affect your rights. I.e., how the statute of limitation and comparative negligence influence your case.
Offer advice – we walk you through the legal system, offering advice and recommendation on matters that have a bearing on your case. This includes the need to seek proper medical care and adequate documentation of how the injuries you have sustained link to the accident.
Represent you in court – in most cases, a personal injury claim never gets its day in court. Most settle out of court. In the event, however, that the involved insurance company has denied the allegation and refuses to pay you full compensation, we take your case through a civil trial.

How does a personal injury lawyer help my case?

You do not need a personal injury law firm in every case. In cases where the injury sustained is not severe and the settlement offered is reasonable, having a personal injury lawyer will only eat into your settlement. However, in cases which are not as straight forward, such as someone not having an insurance cover at the time of the accident, it is best to book an appointment with us.

Our services are particularly critical when the insurance company representing the party responsible for the accident has denied your claim. The same goes for when multiple parties are involved in the accident, or when an insurance company is ready for a settlement. We will identify the parties liable, assess whether the offer is fair or you need to ask for more compensation and instruct you on the next course of action.

When to consult a personal injury lawyer

We have connections and skills which we leverage to boost your chances of winning a claim. Our lawyers carry out professional investigations through our independent investigators. We interview witnesses, explore alternative theories and even reconstruct an accident in dispute to ensure we examine every aspect of, and the possible explanation for, the accident. Our experienced personal injury attorney usually have a roster of reliable experts they refer to.

We have invaluable connections with medical providers, which we leverage to ensure you receive quality medical services. The medical professionals have a greater understanding of your injuries and can recommend you to a specialist dealing with your condition.

With Stirparo Law, you get a personal injury law firm who is familiar with legal precedence and thoroughly reviews the facts. This fact alone will guarantee the success of your legal endeavors.

Does a Sheriff Sale mean I am losing my house?

Sun, 11 Aug 2019 15:31:41 GMT

How does a Delaware Bankruptcy Attorney protect your rights?

Yes, if a Sheriff sale of your home is scheduled, and you do not take the necessary steps to prevent it from occurring, you could lose your home. However, before a Sheriff sale can be scheduled in Delaware, it takes at least four to five months for the mortgage foreclosure process to be completed since a mortgage company must first file a mortgage foreclosure lawsuit against the owners of the real estate, serve the homeowners with a copy of the lawsuit, proceed with mandatory foreclosure mediation, which is required in Delaware in most situations, and obtain judgment against the homeowner so that a Sheriff sale of the property can be scheduled. Therefore, as a Delaware bankruptcy attorney, I can tell you that despite threatening statements by mortgage company representatives that you are going to lose your home the next day unless you immediately bring your mortgage payments current, such threats are false and meant to intimidate the homeowner into making payments.

As stated above, Delaware requires mandatory mortgage foreclosure mediation, which means that if the homeowner resides in the property, the homeowners can elect mediation and try to attempt to work out a resolution with the mortgage company that allows the homeowner to keep the property and remain in their home. This generally occurs in the form of a loan modification agreement that brings the mortgage current by adding the mortgage arrears to the principal of the loan and extending the loan term by a certain number of years. Since it takes several months for the mortgage mediation hearing to be scheduled, that gives the homeowner time to provide the mortgage company with the number of financial documents required by the mortgage company in the loan modification process to determine whether the homeowners qualify for a loan modification of their mortgage.

Hire a Delaware Bankruptcy Attorney

In the meantime, the one sure way to stop a Sheriff sale to prevent your home from being sold out from under you is to hire a Delaware bankruptcy attorney (or an attorney in the state that you reside) to file Chapter 13 bankruptcy and propose a repayment plan of your past due mortgage payments over three to five years. By filing Chapter 13 bankruptcy, the “automatic stay” immediately goes into effect to prevent creditors, including your mortgage company, from taking, or continuing, any collection actions against you or a co-debtor who also owns the property with you. It also requires the homeowner to begin making monthly mortgage payments again to their mortgage company so they don’t fall further and further behind in payments while they are proceeding through the loan modification process. Before the homeowner files bankruptcy, the mortgage company refuses to accept monthly payments and insists that the entire amount of past due mortgage payments be made before the mortgage company will accept any monthly payments. Not so once bankruptcy is filed. After bankruptcy is filed, the mortgage company is no longer in the driver’s seat and are required by law to accept monthly mortgage payments going forward.

For this reason, when I meet with a homeowner who is several months behind in mortgage payments, but wants to keep their home, I discuss with the homeowner both the loan modification process and Chapter 13 bankruptcy. Since the loan modification process can take six months to a year, or longer, and there is no guarantee the homeowner will be approved, I recommend that the homeowner immediately file Chapter 13 so that the homeowner can resume making monthly mortgage payments to the mortgage company. This allows the homeowner to stop the bleeding and gets the homeowner back on track in making monthly payments and curing their past due payments. The good news for the homeowner is that even though the homeowner has filed Chapter 13 bankruptcy, he or she can continue with their loan modification without falling further behind in monthly mortgage payments.

Also, some homeowners before meeting with a Delaware bankruptcy attorney like me have already gone through the loan modification process with unsuccessful results and, therefore, their only option is Chapter 13 bankruptcy. Others are currently going through the process, in which case, I give them the option of either filing Chapter 13 bankruptcy and proceeding with their loan modification or filing Chapter 13 and discontinuing their loan modification efforts. Depending on whether the loan application process has been a smooth or frustrating process for them usually dictates their response.

A Delaware Bankruptcy Attorney can help you save your home

Lastly, although individuals have the right to file bankruptcy on their own without a bankruptcy attorney, I recommend that you not do so. Bankruptcy law is complicated and requires expertise and experience. Since you are dealing with trying to save your home, which may be one of your most valuable assets, let an experienced lawyer like me assist you in filing bankruptcy to save your home. As a highly experienced Delaware bankruptcy attorney, I have helped thousands of individuals save their home. Therefore, let me do the same for you.

Please contact Stirparo Law at 302-479-9613 or email stirparolaw@comcast.net to schedule a free one-hour initial consultation.

Avoid This One Major Mistake When Filing Bankruptcy

Thu, 08 Aug 2019 05:00:00 GMT

You can trust the experience of a Delaware Bankruptcy Attorney

Although for many people the word “bankruptcy” carries with it a negative stigma, the fact is that bankruptcy saves many individuals and families from financial ruin and restores financial peace and hope to those who have given up. As a bankruptcy lawyer in Delaware for more than two decades, I can tell you from experience that bankruptcy changes lives for the better and can often save you from overwhelming, and oftentimes crushing, debt. Such debt causes an enormous amount of stress, anxiety and worry that interferes with your ability to function at your job and at home. It can also cause you to lose your job and assets such as your house and car and, in some cases, may even cost you your marriage and family. Bankruptcy helps alleviate the stress by discharging such debt. It gives you a fresh start and prevents your creditors from continuing to harass you with non-stop telephone calls day and night trying to pressure you into paying debt you can’t afford with money you don’t have.

Hire a Delaware Bankruptcy Attorney

However, don’t try to file bankruptcy on your own but instead hire a professional bankruptcy lawyer in Delaware (or in whatever state you reside). It is a major mistake to file on your own. Let me illustrate this with an example. A few years ago, a person came to my law office for a free initial bankruptcy consultation. After discussing with the person their financial situation, my staff and I discussed bankruptcy and informed the person of the ways filing bankruptcy could help alleviate their financial problems. We also discussed how much it would cost to file bankruptcy. A few months later, that same person called my office frantic and upset. The person told me that to save money, they filed bankruptcy on their own, but soon realized it was a mistake and was in way over their head. The person needed to provide certain information or documents to the court by a certain date or their case would be dismissed, but wasn’t sure exactly what documents or information was needed or how to correctly provide them. Unfortunately, this person committed the major mistake of filing bankruptcy without an experienced lawyer to represent them and learned the hard way that it was unwise to have done so.

Most potential clients have no way of knowing how difficult and confusing bankruptcy law is to understand, which is why they need to hire a lawyer familiar with consumer bankruptcy law who can successfully navigate and guide them through the bankruptcy process. By filing bankruptcy on their own, a person makes their case more difficult, more time consuming and more expensive for the lawyer who is retained after bankruptcy is filed because it takes that lawyer much more time to review the information that was filed and determine what information is incorrect and/or missing. The lawyer must then file amended schedules with Bankruptcy Court to correct each of the incorrect schedules. After more than two decades as a bankruptcy lawyer in Delaware, I have had to rescue many individuals who tried to represent themselves only to realize they were in over their heads. Unfortunately for them, it cost them more money in the long run to retain my services after they filed bankruptcy on their own than it would have cost them had they hired me in the first place.

Therefore, whatever you do, don’t try to file for bankruptcy yourself (even though it is perfectly legal to do so) because it is a huge and costly mistake. Save yourself time, money, and a lot of aggravation by retaining the legal services of an experienced consumer bankruptcy lawyer in Delaware (or in the state that you reside) like me to represent you. Not only will I protect your interests, but I will also successfully guide you through the process as I have done for so many others.

Please contact Stirparo Law at 302-479-9555 or email stirparolaw@comcast.net to schedule a free one-hour initial consultation.